Enroll in Medicare
Apply for Medicare Parts A and B through Social Security when appropriate.
Apply through Social SecurityNevada Medicare & health insurance guidance
Understand your choices before you choose coverage.
Personal help understanding Medicare, Medicare Supplement, Medicare Advantage, Part D, and individual health insurance options.
Sen McQuire
Licensed Life & Health Insurance Agent
U.S. Navy Veteran
Serving Nevada Medicare beneficiaries and Nevada Health Link clients
Start with the right path
What can I help you with?
Medicare and Marketplace health insurance follow different rules. Choose the path that matches how you receive coverage.
Medicare choices
Understand your Medicare options.
Coverage structure, provider access, prescriptions, premiums, and out-of-pocket exposure can differ. There is no single choice that fits everyone.
Medicare Advantage
Medicare Part C plans offered by private insurance companies approved by Medicare.
Learn More →Medicare Supplement
Medigap coverage designed to help with certain Original Medicare out-of-pocket costs.
Learn More →Prescription Drug Plans
Standalone Medicare Part D prescription drug coverage for people using Original Medicare.
Learn More →New to Medicare
Turning 65, retiring, losing employer coverage, or otherwise becoming Medicare eligible?
Start Here →State-specific guidance
Nevada Medicare Supplement resources
Nevada law provides important enrollment opportunities. Eligibility, timing, benefits, rates, and carrier availability still need to be checked for each person.
Nevada Birthday Rule
Current Medigap policyholders receive an annual period beginning on the first day of their birthday month and lasting at least 60 days.
Learn About Nevada’s Birthday Rule →Medicare Supplement Under 65
Nevada requires participating insurers to offer qualifying beneficiaries under 65 the policies they offer to new insureds age 65 and older, subject to current law.
Review Under-65 Rules →Read the Nevada Law
Go directly to the official Nevada Legislature source for NRS 687B.351 and 687B.352.
View Nevada Law →Turning 65
Three practical steps.
Enrollment timing depends on your circumstances. Active-employer coverage, COBRA, retiree coverage, and individual coverage can produce different results.
Confirm effective dates
Make sure Social Security has processed your enrollment and confirm when Parts A and B begin.
Review coverage options
Then discuss Medicare Advantage, Medicare Supplement, and Part D options that are available in your area.
Schedule a Medicare consultationOfficial Medicare resource
Get Medicare & You
Download the latest official Medicare & You handbook directly from Medicare.gov.
Download the Latest HandbookAlready have Part A?
Need Medicare Part B?
Use Social Security’s official Part B-only page. Special and General Enrollment Period rules may affect timing and penalties.
Apply for Part B Through SSANot eligible for Medicare yet?
Individual and family health insurance
For Nevada residents under 65 who need their own health insurance through Nevada Health Link.
Topics we can discuss
Nevada Health Link, ACA plans, premium tax credits, Special Enrollment Periods, and annual Open Enrollment.
Eligibility for financial assistance is determined by Nevada Health Link under applicable rules.
Why work with Sen?
Personal guidance, not a call center.
Understand first. Decide second. The goal is to explain choices and tradeoffs clearly before you make a decision.
28+ Years of Insurance Experience
Licensed Life & Health Agent
U.S. Navy Veteran
Nevada-Based
Phone, Text & Personal Consultations
Meet Sen McQuire
Experience grounded in service.
Sen is a U.S. Navy Gulf War veteran and licensed life and health insurance agent. His approach is direct: explain how the coverage works, identify the limitations, and help you make an informed decision without call-center pressure.
More About SenLearn before you decide
Medicare Resource Center
Plain-language explanations with links to official Medicare, Social Security, CMS, and Nevada sources.
A separate insurance practice
Looking for life insurance?
Final Expense, Whole Life, Term Life, Children’s Life Insurance, Annuities, and Supplemental Coverage are available through Sen’s other insurance practice.
Visit LowCostInsuranceToday.comHave Medicare questions?
Talk directly with Sen.
No call center. No complicated phone tree.